Terms and Conditions

1. Acceptance of Terms

By accessing or using the Invescorum website and platform (the "Service"), you agree to be bound by these Terms and Conditions ("Terms"). If you do not agree to these Terms, you should not access or use the Service. Continued use of the Service following any updates to these Terms constitutes acceptance of the revised Terms.

2. Description of Service

Invescorum provides an AI-guided data analysis platform designed to support users in reviewing and organising investment-related information across multiple exchanges. The Service is provided for informational and analytical purposes only and does not constitute regulated financial advice, a recommendation to buy or sell any financial instrument, or a guarantee of investment performance.

3. No Financial Advice

Nothing presented through the Service should be interpreted as personalised financial, investment, tax, or legal advice. Invescorum does not act as a financial adviser, broker, or fiduciary. Users remain solely responsible for their own investment decisions and are encouraged to consult a qualified, independent financial adviser before making any decisions based on information obtained through the Service.

4. Eligibility and Account Responsibilities

You must be at least 18 years of age and legally capable of entering into binding agreements to use the Service. You are responsible for maintaining the confidentiality of any account credentials associated with your use of the Service and for all activity that occurs under your account. You agree to notify Invescorum promptly of any unauthorised use of your account, where a contact method has been provided to you.

5. Acceptable Use

You agree not to use the Service for any unlawful purpose, to attempt to gain unauthorised access to any part of the Service or its underlying systems, to interfere with the proper operation of the platform, or to reverse engineer, copy, or redistribute any proprietary content, tools, or analysis generated through the Service without prior written consent.

6. Intellectual Property

All content, design elements, software, and materials made available through the Service are the property of Invescorum or its licensors and are protected by applicable intellectual property laws. Nothing in these Terms grants you any ownership rights in the Service or its content; you are granted only a limited, non-exclusive, non-transferable licence to access and use the Service for its intended purpose.

7. Disclaimers

The Service is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of accuracy, completeness, timeliness, or fitness for a particular purpose. Market data, analysis outputs, and other information presented through the Service may contain errors, delays, or omissions and should not be relied upon as the sole basis for any decision.

8. Limitation of Liability

To the fullest extent permitted by applicable law, Invescorum shall not be liable for any direct, indirect, incidental, consequential, or special damages arising out of or in connection with your use of, or inability to use, the Service, including but not limited to any losses resulting from investment decisions made in reliance on information obtained through the platform.

9. Third-Party Links and Services

The Service may contain links to third-party websites, data sources, or exchanges that are not owned or controlled by Invescorum. We do not endorse and are not responsible for the content, accuracy, or practices of any third-party sites or services, and your interactions with such third parties are solely between you and them.

10. Suspension and Termination

Invescorum reserves the right to suspend or terminate your access to the Service, in whole or in part, at any time and without prior notice, if we reasonably believe you have violated these Terms or engaged in conduct that may harm Invescorum, other users, or the integrity of the Service.

11. Changes to the Service and Terms

We may modify, suspend, or discontinue any aspect of the Service at any time. We also reserve the right to update these Terms periodically. Material changes will be reflected by an updated revision date on this page, and your continued use of the Service after such changes constitutes your acceptance of the revised Terms.

12. Governing Law

These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Invescorum operates, without regard to conflict of law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the competent courts in that jurisdiction, subject to applicable consumer protection provisions.

13. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect, and the invalid or unenforceable provision shall be deemed modified to the minimum extent necessary to make it enforceable.

14. Contact

Questions regarding these Terms should be directed through the contact details provided on our Contact page.

Last updated: This is a template document and the effective date should be inserted upon formal review and publication.